While CBDCs were once considered a promising tool to enhance cross-border payments, their popularity has fallen sharply, according to the latest annual Future of Payments Survey by the Official Monetary and Financial Institutions Forum (OMFIF), an independent think tank. The report shows that only 13% of respondents support CBDCs as a solution in 2024, down from 31% in 2023, while nearly half (47%) of central bankers surveyed chose interconnected instant payment systems (such as the FedNow Service in the United States) as their preferred path forward. In contrast, stablecoins received zero support for the second consecutive year, reflecting central bankers’ lack of confidence in their ability to enhance global financial infrastructure. The decline in CBDC interest coincides with the Bank for International Settlements’ (BIS) withdrawal from the mBridge project. Although the BIS denied political motivations, the move highlights the tensions around CBDC adoption around the world. In addition, the survey also highlighted the enduring dominance of the US dollar, with only 11% of central banks reporting a reduction in US dollar usage, mainly due to geopolitical uncertainty driving demand for the US dollar as a safe haven. The survey also highlighted challenges facing the correspondent banking system, which has long facilitated international settlements but is increasingly seen as outdated and costly due to complex KYC and anti-money laundering (AML) requirements. The delayed adoption of the ISO 20022 messaging standard could exacerbate this decline, forcing central banks to explore alternatives such as tokenization. More than 40% of developed market central banks see tokenization as a promising innovation and plan to start research in the next three to five years.

According to Decrypt, Shiba Inu (SHIB), the second-largest dog-themed cryptocurrency by market capitalization, experienced a significant price surge on Saturday, reaching an eight-month high. The Ethereum-based token spiked to $0.00002969 before slightly retreating to $0.00002897. Despite the slight decrease, SHIB remains up over 12% for the day. The last time Shiba Inu reached such a peak was on April 1. Among the top 50 cryptocurrencies by market cap, SHIB is the leading gainer, with Filecoin following with a 10% increase.While Shiba Inu leads the charge, other dog-themed meme coins have shown mixed performance. Bonk (BONK) and Dogwifhat (WIF) have each seen modest gains of approximately 1% over the past 24 hours. However, Floki (FLOKI), another Ethereum-based token, has risen by nearly 6% today. Dogecoin (DOGE), the most prominent meme coin, is approaching a one-week high with a current price above $0.43, marking a 3% increase for the day. Last Saturday, DOGE reached a three-year high of $0.475, and it has surged by 164% over the past month.

Bitwise CEO Hunter Horsley said in a post on X: "I don't think the bearish view on ETH will last long. This doesn't mean you can't be bullish on other L1s. I think the answer is both: the L1 category will grow significantly. The success of one does not require the decline of the other."

According to BlockBeats, data from Cryptorank reveals that Grayscale Trust Investment's cryptocurrency holdings experienced a significant market value increase of over 85% in the past month. This growth in Grayscale's portfolio was primarily driven by the performance of several key cryptocurrencies. Notably, Stellar (XLM) led the surge with an impressive rise of over 469% during the same period. Ripple (XRP) also contributed significantly, with its value increasing by more than 262%. Additionally, Decentraland (MANA) ranked third in terms of growth, with its price climbing over 105% in the last month. The remarkable performance of these cryptocurrencies has sparked discussions among analysts, who are increasingly anticipating the arrival of an 'altcoin season' by early 2025. This period is expected to see a surge in the value of alternative cryptocurrencies, with Ethereum (ETH) potentially reaching $4,000. Analysts suggest that this milestone could be achieved by January 20, 2025, coinciding with the anticipated inauguration of President Trump. The growing optimism around altcoins is fueled by the recent market trends and the potential for further gains in the cryptocurrency sector.

Solana's Spot Inflow/Outflow metrics indicate that SOL has seen significant outflows of $182.5 million from exchanges. source: https://ambcrypto.com/analyzing-if-solanas-position-is-really-under-threat-from-xrp/

Anthony Pompliano examines the risks of MicroStrategy’s Bitcoin strategy, emphasizing regulatory uncertainty and extreme scenarios. MicroStrategy’s use of convertible debt to purchase Bitcoin has garnered significant attention. Recently, Anthony Pompliano analyzed the company’s approach, highlighting its mathematical appeal while cautioning investors about potential risks. Insights into... source: https://coinscreed.com/anthony-pompliano-reveals-microstrategys-risk.html

Shiba Inu blasted to its highest price in months as Dogecoin showed more modest gains, while Base coin Brett hit an all-time high. source: https://decrypt.co/294165/dogecoin-price-climbs-shiba-inu-spikes

According to BlockBeats, the founder and CEO of Global Macro Investor recently stated that Bitcoin has entered the 'parabolic phase' of its current market cycle. The correlation between Bitcoin and the Global Macro Investor's total liquidity index suggests that Bitcoin's price could rise to a local high of over $110,000 by the end of January 2025. However, it is expected to fall below $70,000 in February 2025. This index provides an overview of the balance sheets of all major central banks. Despite this potential dip below $70,000, which is attributed to what Pal describes as a 'temporary liquidity peak,' the decline is expected to be short-lived. Liquidity is anticipated to continue rising until the third quarter of 2025. Other analysts predict that global liquidity will peak by the end of January 2026. Historical data indicates that Bitcoin could absorb up to 10% of the new money supply. With an expected $20 trillion increase in liquidity, this could attract $2 trillion in new investments into Bitcoin by 2025.

According to Odaily, Whale Alert has reported that a significant transaction involving XRP tokens occurred recently. At 8:08:11 AM UTC+8, a total of 5 billion XRP tokens were unlocked from unknown wallets. This transaction was executed in two separate transfers, with the total value of the tokens exceeding $970 million. The unlocking of such a large amount of XRP has drawn attention within the cryptocurrency community, as it could potentially impact the market dynamics of the digital asset. The identity of the wallets involved remains undisclosed, adding an element of mystery to the transaction. This event highlights the ongoing movements and activities within the cryptocurrency space, where large-scale transactions can occur without prior notice. The unlocking of XRP tokens is a significant event, given the substantial value associated with the transaction. Market participants and analysts are likely to monitor the situation closely to assess any potential effects on the XRP market. The cryptocurrency market is known for its volatility, and such large transactions can influence price movements and trading volumes. As the situation develops, further analysis may provide insights into the motivations behind the unlocking and its implications for the broader market.

Ripple CTO David Schwartz recently joined the list of tech founders who oppose Operation Chokepoint 2.0, a debanking effort launched by the US government against the cryptocurrency industry. Schwartz said that the government is "addicted to indirect regulation" and listed four reasons why debanking undermines the rule of law. He believes that debanked entities will change service providers or move funds underground, thereby completely evading monitoring and sanctions controls. In addition, debanking undermines due process, free speech, and the right to oppose illegal searches and seizures. Schwartz wrote: "It is precisely because of these drawbacks that our government is addicted to indirect regulation. It is cheaper and easier to pressure others to punish these entities than to accuse them of crimes and give them due process, but the government should not punish them without due process." He added: "It is easier to pressure banks to cut off unwelcome businesses than to make these businesses illegal businesses," and urged the government to use legal, open and transparent procedures to regulate businesses. (Cointelegraph)

Golden Finance launches the 2525th issue of "Golden Morning 8", a morning report on the cryptocurrency and blockchain industry, to provide you with the latest and fastest news on the digital currency and blockchain industry.

It has been 15 days since the DEXX theft. As a victim and the leader of a rights protection group, I have sorted out the complete timeline of the incident and the latest developments.

Ripple Labs’ RLUSD stablecoin, an over-collateralized digital currency pegged to the U.S. dollar, is close to receiving approval from the New York Department of Financial Services (NYDFS).

I saw a post about how Einstein recruits talent, and I found it quite interesting and inspiring.

Some time ago, U.S. Senator Cynthia Lummis proposed a bill about Bitcoin called the "Bitcoin Act of 2024", which caused a huge uproar.

Market, Crypto Market, BTC, $100,000 Bitcoin Unstoppable FOMO Golden Finance, "I can calculate the movement of celestial bodies, but I cannot calculate the madness of human beings."

Japan’s financial regulator, the FSA, has cracked down on five unregistered cryptocurrency exchanges targeting Japanese residents.

Technology, ETH, POW, Why is it said that Ethereum may return to the PoW era? Talk about the new PoW model of ZK hardware accelerated mining Golden Finance, the Web3 industry is developing too fast, and new things appear every day.

In this bull market, the public chain Solana relied on its advantages of fast transaction speed and low gas fees to dominate the majority of the traffic during the meme season. On November 22, the price of the SOL token exceeded $260, setting a new all-time high.

The average airdrop is 2915 HYPE, which is currently worth nearly 20,000 USDT.