A US bank regulator says it’s shutting down a “legal loophole” that’s costing customers $5 billion in overdraft fees per year. The Consumer Financial Protection Bureau (CFPB) says a new rule will force large banks to either limit overdraft fees to $5, align them to actual costs and losses, or treat overdraft loans like other […] The post US Bank Regulator Terminates ‘Legal Loophole’ That’s... source: https://dailyhodl.com/2024/12/12/us-bank-regulator-terminates-legal-loophole-thats-draining-5000000000-from-customer-accounts-per-year/

ENA surges 18.05%, breaking key resistance and signaling potential for $1.53 target. source: https://ambcrypto.com/ena-is-1-53-the-next-stop-amidst-this-bullish-trend/

Avalanche has raised $250 million from Galaxy Digital, Dragonfly and ParaFi Capital among other investors. The token sale comes as Avalanche nears the mainnet launch of its layer-1 blockchain upgrade. Avalanche has secured $250 million in a token sale fundraiser as the layer-1 blockchain looks to bring its upgrade to market. Galaxy Digital, Dragonfly, and […] The post Avalanche raises $250... source: https://coinjournal.net/news/avalanche-raises-250-million-to-boost-layer-1-upgrade/

Recent drone sightings above New Jersey have sparked UFO speculation as U.S. officials and Pentagon dismiss "mothership" claims. source: https://decrypt.co/296317/pentagon-responds-unidentified-drones-new-jersey

A beginner's guide to playing Eternum, a new onchain MMO, on Starknet. source: https://www.bankless.com/read/play-eternum-starknets-mmo

Senate Banking Committee chair Sherrod Brown called it a “disgusting smear campaign against Caroline Crenshaw” The vote was postponed minutes before it was due to begin by Brown No date has been set for Crenshaw’s renomination A US Senate vote to renominate Democrat Commissioner Caroline Crenshaw to the Securities and Exchange Commission (SEC) has been […] The post Vote postponed to renominate... source: https://coinjournal.net/news/vote-postponed-to-renominate-sec-commissioner-caroline-crenshaw/

The post Grayscale Launches Investment Products for Lido DAO and Optimism  appeared first on Coinpedia Fintech News Grayscale Investments, one of the largest asset managers, has announced the launch of two new investment products to expand the offering list to its clients. Notably, these products are designed to offer investors direct exposure to two of the most important protocols within the... source: https://coinpedia.org/news/grayscale-launches-investment-products-for-lido-dao-and-optimism/

Self-described "Crypto Hippie" Tyrone Ross Jr. sat down with Benzinga's Chief Content Officer Brad Olesen in a multipart interview series to discuss how his financial planning firm, 401 Financial, is educating clients about cryptocurrency and Bitcoin (CRYPTO: source: https://www.benzinga.com/personal-finance/financial-advisors/24/12/42470479/financial-advisor-calls-stocks-dinosaur-bones-but-likes-some-etfs?utm_source=cryptopanic.com&utm_campaign=partner_feed&utm_medium=partner_feed&utm_content=site

According to Cointelegraph, cryptocurrency ownership is on the rise globally, despite ongoing challenges such as market volatility and scams. Consensys’ 2024 Perception Survey highlights significant increases in crypto ownership in various countries. Notably, Mexico saw an 8% increase, while the Philippines and South Africa experienced a 7% rise. Germany and Japan also reported growth, with 5% and 4% increases, respectively. Emerging markets are at the forefront of this trend, with Nigeria leading at 84% of respondents owning a crypto wallet. South Africa follows with 66%, Vietnam at 60%, the Philippines at 54%, and India at 50%. Turkey and the United States also show substantial ownership rates, with 44% and 43% of respondents, respectively, indicating they possess a crypto wallet. However, in countries like Japan, Argentina, Canada, France, Italy, and the UK, less than one-third of respondents have purchased digital assets. The survey reveals that a significant portion of respondents in Asia and Africa plan to invest in cryptocurrencies within the next year. Conversely, most individuals in Europe, Canada, South Korea, and Japan are unlikely to invest. Meanwhile, respondents from Turkey, the US, and Latin American countries exhibit moderate investment intentions. Blockchain technology is increasingly viewed as "the future of money," yet negative perceptions persist. In Europe, cryptocurrencies are often linked to speculation and scams, particularly in France, Germany, Italy, and the UK. In the US, 29% of respondents see cryptocurrencies as an alternative to traditional finance, but 34% associate them with scams. Demographic differences in cryptocurrency understanding are evident, with men aged 25-44 generally having a better grasp of the technology. In contrast, women and individuals aged 45 and older tend to be less familiar. This trend is consistent across most surveyed countries, reflecting similar patterns from previous years. The survey, conducted between February and May 2024, included 18,652 participants aged 18 to 65 from Argentina, Brazil, Canada, France, Germany, India, Indonesia, Italy, Japan, Mexico, Nigeria, South Africa, South Korea, Turkey, the Philippines, the UK, the US, and Vietnam.

In the wake of growing concerns about MEV centralization on the network, Solana’s oldest staking provider has proposed what may be a timely solution. source: https://solanafloor.com/news/marinade-finance-unveils-governance-proposal-combat-malicious-mev

Meme,人工智能,AI 代币发行时代来临：aICO 如何解决传统募资中的信任危机 金色财经,AI不仅是未来，更是解决过去失败的良方。

这份指南将为你提供 SOL 质押的全面概述，涵盖最常见的问题和所有关键领域。

金色财经推出《金色Web3.0日报》，为您提供最新、最快的游戏、DeFi、DAO、NFT和元宇宙行业新闻。

如果用一句话来形容英伟达的话，这是一家“东西结合”的公司。

眼下，从币安与Circle破冰合作，到加密巨头密集布局，再到融资活动频繁上演以及政策环境逐步完善，稳定币赛道的流动性和应用场景正在快速扩展。

为传统金融赋能且获资管巨头支持，或是最有确定性的方向之一。

今日晚间推荐阅读：1.2024稳定币新叙事：明确的监管 传统金融的入局 链上链下同步开花；2.Meme币才是本周期真正成功的GameFi？3.BTC ETF在美国上市后的11个事实；

ELIZA处于三大变革趋势的交汇处：自主AI智能体的崛起、加密驱动激励机制的成熟以及开源开发模型的演变

去中心化AI作为一种新兴的技术趋势，虽然道路充满挑战，但其发展潜力巨大。随着技术的不断进步和市场的逐步成熟，去中心化AI有望在未来发挥更大的作用。

为全面把握Meme赛道的发展脉络与未来趋势，LBank Labs联合MetaEra与Bee Network，共同发布了本次研究报告。