Ripple's subsidiary, GTreasury, has introduced the Ripple Treasury platform to modernize cash and liquidity management for businesses. According to PANews, the platform integrates traditional treasury functions with enterprise-level digital asset infrastructure. It utilizes AI predictive analytics, real-time reconciliation, and global liquidity management to streamline financial operations for corporate teams. Ripple Treasury offers 24/7 cross-border payments, institutional custody, and dual management of fiat and digital assets. The platform aims to eliminate the need for pre-funded accounts, reduce foreign exchange costs, and unlock working capital for global enterprises.

Tether CEO Paolo Ardoino has indicated that the company's role in the gold market is set to expand as geopolitical rivals of the United States may introduce a gold-backed alternative to the dollar. According to Odaily, Ardoino highlighted Tether's ongoing strategy to reinvest substantial company profits into gold assets, maintaining a weekly purchase rate of 1 to 2 tons of gold, with plans to continue this approach in the coming months. Ardoino disclosed that Tether currently holds nearly 140 tons of gold, stored in a nuclear bunker in Switzerland built during the Cold War. This reserve is one of the largest known single gold holdings globally, outside of central banks, ETFs, and commercial banks. With recent increases in the prices of gold and other precious metals, the value of Tether's gold holdings has surpassed $23.3 billion. Furthermore, Ardoino mentioned that Tether is assessing market conditions and trading strategies, aiming to capture arbitrage opportunities through more active gold trading. The company has recently hired two experienced gold traders from HSBC to advance its physical gold market operations.

Tether 首席执行官 Paolo Ardoino 在接受彭博社采访时表示，随着美国地缘政治对手可能推出以黄金背书的美元替代方案，Tether 在黄金市场中的角色有望进一步扩大。Ardoino 指出，Tether 计划持续将公司产生的可观收益再投资于黄金资产，目前已保持每周购入 1 至 2 吨黄金的节奏，并预计在未来几个月内继续执行这一策略。他透露，Tether 目前累计持有近 140 吨黄金，储存在瑞士一座冷战时期建造的核掩体中，这是除央行、ETF 及商业银行之外，全球已知规模最大的单一黄金储备之一。随着近期黄金及其他贵金属价格上涨，Tether 的黄金持仓价值已超过 233 亿美元。此外，Ardoino 表示，Tether 正在评估相关市场环境和交易策略，计划通过更主动的黄金交易方式捕捉套利机会。公司近期已聘请两名曾任职于汇丰银行的资深黄金交易员，负责推进其在实物黄金市场的布局。（The Block）

South Korea's ruling Democratic Party is still in discussions regarding crucial elements of its Digital Asset Basic Act. According to NS3.AI, the party is focusing on issues such as stablecoin issuance and shareholder restrictions. Key contentious points include proposals to limit the issuance of won-denominated stablecoins to consortiums led by banks and to cap the stakes of major shareholders in cryptocurrency exchanges. The Democratic Party plans to finalize and present the bill following further deliberations, aiming for completion before the Lunar New Year holiday.

根据 SoSoValue 数据，昨日（美东时间 1 月 27 日）Solana 现货 ETF 总净流入 187 万美元。昨日（美东时间 1 月 27 日）仅 Fidelity SOL ETF FSOL 净流入，单日净流入 299 万美元，历史总净流入达 1.51 亿美元。Grayscale SOL ETF GSOL 单日净流出 112 万美元，历史总净流入 1.19 亿美元。截至发稿前，Solana 现货 ETF 总资产净值为 10.8 亿美元，Solana 净资产比率 1.50%，历史累计净流入已达 8.78 亿美元。

According to the announcement from Binance, the platform is launching a P2P Featured Ad Bidding Fee Discount campaign specifically for P2P merchants in Africa. This initiative aims to provide bidding fee discounts during the campaign period, which spans from 2026-01-28 00:00 (UTC) to 2026-02-25 23:59 (UTC). Merchants can participate by logging into the Binance P2P Merchant Portal, selecting their preferred fiat currency, and placing a bid to automatically receive the fee discount. The fee discount structure is designed to benefit both first-time and existing bidders. First-time bidders, defined as users who have never completed a successful bidding order before 2026-01-28 00:00 (UTC), will receive a 30% discount on their entire bid submission. For instance, if a user submits a bid for six hours and their bids are successful, they will enjoy a 30% discount on all winning bids for that submission. Existing bidders, whose last successful bid was more than six months ago, will receive a 20% discount on their entire bid submission under similar conditions. The discount will automatically apply to each submission, and all winning bids within the same submission will receive the discount. Users are encouraged to familiarize themselves with the bidding process by watching the available video tutorial in English. They can track their first winning bid and attempt multiple discounted bids in a cycle until they win. All bids must comply with Binance’s P2P terms and policies. This promotion is applicable to verified P2P merchants in Africa who have received official notifications via app push, inmail, or email. Binance reserves the right to disqualify participants involved in dishonest behavior or tampering with program code.

The U.S. economic outlook continues to be optimistic, with ongoing growth and a labor market that, while slightly weak, has stabilized. According to ChainCatcher, Christian Hantel, Head of Global Corporate Bonds at Swiss firm Vontobel, noted that inflation remains above the Federal Reserve's target, making a rate cut unlikely in the near term. Investors are advised to pay attention to the Federal Open Market Committee (FOMC) meetings in March and June, which could serve as potential opportunities for policy adjustments. The market will closely watch for signals from Federal Reserve Chair Jerome Powell regarding further easing measures.

Standard Chartered says U.S. banks could lose more than $500 billion in deposits to dollar-backed stablecoins by the end of 2028, with regional banks most at risk. The shift is driven by faster, easier stablecoin payments and growing demand for yield, which is pulling money away from traditional bank accounts.

A former U.S. Securities and Exchange Commission lawyer has publicly backed Ripple’s argument that speculation alone should not automatically subject cryptocurrencies to federal securities laws, weighing in on a growing regulatory battle as lawmakers debate the CLARITY Act and the future of U.S. crypto oversight.

On January 28, BitMine has increased its Ethereum holdings by staking an additional 113,280 ETH. According to BlockBeats On-chain Detection, this move adds to their already substantial stake. BitMine has now staked a total of 2,265,984 ETH. This significant investment underscores their commitment to Ethereum and its potential in the cryptocurrency market.

Notion has announced the completion of a private equity tender offer totaling approximately $270 million, valuing the company at $11 billion. According to PANews, the transaction involved new investor Singapore's sovereign wealth fund GIC, along with existing investors Sequoia Capital and Index Ventures, who acquired shares directly from current and former employees. The company stated that the acquisition aims to provide financial liquidity for employees, supporting their long-term development and life planning. To facilitate this, Notion has removed the one-year vesting period for employee options, allowing nearly all employees to participate. In 2025, Notion experienced accelerated growth due to the adoption of AI features, with over 50% of its annual recurring revenue by year-end coming from AI clients, a figure that doubled over the past year. Recently, the company opened an office in Singapore to support its rapid expansion in the Asia-Pacific region.

以太坊上一项用于实现无需信任的 AI Agent 通信的智能合约标准 ERC-8004，或将于本周四正式部署至以太坊主网。MetaMask AI 负责人 Marco De Rossi 在开发者 Telegram 群中表示，ERC-8004 的进一步开发已“冻结”，计划在本周中期（大概率为周四美东时间上午 9 点）上线主网。以太坊官方 X 账号随后也确认，该协议将“很快”在主网上线。ERC-8004（Ethereum Request for Comment）提出了一种标准化方式，用于在链上注册与验证 AI Agent，开发者可将其直接集成至智能合约中，无需对以太坊网络本身进行升级。该标准旨在解决 AI Agent 经济中的两大核心问题：一是如何在开放环境中发现 AI Agent，二是如何判断其可信度。通过引入可移植的信誉与发现机制，ERC-8004 允许跨组织的 AI Agent 在无需预先信任的前提下进行交互，从而支持开放的 Agent 经济体系。以太坊基金会 AI 负责人 Davide Crapis 表示，以太坊具备成为“保障并结算 AI-to-AI 交互”的独特平台条件。开发者还透露，该标准未来也将支持 Base 等以太坊二层网络。随着 ERC-8004 的推出，AI Agent 有望从孤立工具演进为具备自主经济行为的链上参与者，为去中心化 AI 服务市场奠定基础。（Cointelegraph）

加密世界或许时常令人糟心，但它依然值得热爱，依然值得为之建设。

2026年RWA关键在于是否能够被规模化分发与使用。随着现金收益率渐趋常态，投资需求可能从货币市场与信贷代币扩展至大宗商品、股票、房地产与差异化策略。

当货币的闸门被政治、财政和市场预期共同推拉时，它所释放出的力量，既能吹起资产的泡沫，也能点燃社会的火山，更能决定大国竞争的长期轨迹。

“新美联储通讯社”Nick Timiraos撰文称，美联储官员就通胀数据何时足以支持进一步降息存在分歧。在自去年 9 月以来连续三次降息后，美联储官员预计将于本周暂停降息。

美国CFTC“未来防范计划”的推出，标志着全球加密监管从“被动执法”进入“主动建规”的新时代。

金色财经推出加密货币和区块链行业早报《金色早8点》2950期，为您提供最新、最快的数字货币和区块链行业新闻。

动荡宏观背景下的表现、资金流向、避险轮动与结构性进展。

它关乎如何将全球最大的借贷市场之一搬到更完善的轨道上。