EU Proposes Full Capital Reserves for Insurers’ Crypto Holdings

The European Union’s insurance regulator has put forward a new rule that would require insurers to hold capital reserves equal to their crypto holdings. Citing the “inherent risks and high volatility” of digital assets, the proposal aims to strengthen financial safeguards and protect policyholders from potential market instability. The European Insurance and Occupational Pensions Authority (EIOPA) outlined the proposal in a Technical Advice report to the European Commission. Unlike other asset classes such as stocks and real estate, which do not require full backing, the proposed measure would mandate insurers to maintain capital reserves equal to the value of their The post EU Proposes Full Capital Reserves for Insurers’ Crypto Holdings first appeared on The Shib Daily source: https://news.shib.io/2025/03/28/eu-proposes-full-capital-reserves-for-insurers-crypto-holdings/?utm_source=rss&utm_medium=rss&utm_campaign=eu-proposes-full-capital-reserves-for-insurers-crypto-holdings