Circle 的联合创始人兼首席执行官 Jeremy Allaire 宣布，该公司的美元稳定币 （USDC） 和欧元稳定币 （EURC） 现在符合欧盟新推出的稳定币法规 MiCA。该公司已从 7 月 1 日起正式开始向其欧洲客户发行这些稳定币。
Circle在这之前就已经在为MiCA新规实行做出计划了。去年12 月，Circle 获得了法国银行管理局 Autorité de Contrôle Prudentiel et de Résolution （ACPR） 颁发的电子货币协会 （EMI） 牌照，并被任命为法国运营主管。Circle现在将在其法国实体下在欧洲推出符合MiCA标准的稳定币，还将在法国开放其 Circle Mint，允许企业铸造和赎回 Circle 稳定币。
Circle 联合创始人兼首席执行官 Jeremy Allaire 评论道：“自成立以来，Circle 一直致力于为稳定币建立持久、合规和监管良好的基础设施，我们遵守 MiCA 代表了世界上最全面的加密监管制度之一，是将数字货币带入主流规模和接受度的一个巨大里程碑。
MiCA是欧盟也是世界上第一个加密货币监管机制，通过为市场参与者制定明确的标准，致力于加强消费者保护、金融稳定性和创新。于2023年4月20日正式获得欧洲议会的批准，并于今年7月1日开始正式实施。
1.许可批准要求
MiCA的一项主要组成部分是对加密货币资产发行方（部分发行方例外）和加密货币相关服务供应商（如交易平台和钱包供应商）的许可批准要求。这些规则有助于简化首次代币发行（ICO）和证券型代币(STO)的流程，并确保发行方遵守披露和透明度要求。
2.稳定币和资产支持代币
MiCA涵盖了对资产参考代币(ART)和电子货币代币(EMT)的具体要求，可能会对金融稳定性构成风险。ART指能与多种法币、实体资产或加密货币交换的加密代币，而EMT指与一种法币挂钩的代币。该机制阐明了稳定币发行方的授权流程、资本要求和治理结构，有助于保持稳定币的稳定性，并确保其满足最低资产储备要求。
3.反洗钱(AML)和打击恐怖主义融资(CTF)
MiCA加大了针对加密资产服务供应商的反洗钱（AML）和打击恐怖主义融资(CTF)规则的力度，要求这些供应商根据欧盟《反洗钱指令》(AMLD)等现有法规，实施严格的反洗钱/打击恐怖主义融资程序。因此，MiCA的推出使管理加密货币生态系统中的非法活动相关的风险变得更容易。
4.消费者保护
MiCA的消费者保护措施旨在通过使市场参与者履行多项义务来保护投资者和交易者，包括协议前披露义务、定向广告的规定以及服务的强制性透明度。MiCA通过实施严格的透明度和披露要求，能够对市场参与者问责，有助于减少欺诈行为和其他未经批准的活动。
5.监管和执行
MiCA通过在国家和超国家层面建立监管机构来提供监管和执行机制。国家当局将监督服务供应商，而欧洲证券和市场管理局(ESMA)将监管稳定币和跨境服务等特定领域。国家和超国家机构之间的合作可以帮助MiCA法规在整个欧盟顺利实施。
”Circle 根据欧盟的 MiCA 规则获得了第一个稳定币许可证，为 EURC 和 USDC 在欧洲的发行铺平了道路。这一里程碑使 Circle 在竞争激烈的稳定币市场中处于领先地位，确保了欧盟 27 个国家的合规性并加强了市场准入。像 USDC 这样的稳定币对于数字资产交易和交易至关重要，标志着加密领域的重大监管发展。”
— 科林·布朗 （@CollinBrownXRP） July 1， 2024
对于欧洲用户来说，推出符合 MiCA 标准的 USDC 和 EURC 意味着加强消费者保护和运营保障。Circle 在法国设立欧洲总部突显了该国在欧盟内部制定加密法规的积极立场，符合其创新驱动政策的愿景。
可以预计的是Circle欧元稳定币将得到更广泛的采用，并预计这些法规将促进区块链原生金融服务的进一步创新。随着数字资产生态系统的发展，Circle 仍然致力于推进负责任和合规的金融基础设施，以满足全球市场多样化的监管环境。
Circle的美元稳定币 （USDC） 和欧元稳定币 （EURC） 现在符合欧盟新推出的稳定币法规 MiCA。不仅对 Circle 而且对更广泛的数字资产行业来说都是一个历史性的里程碑。
它标志着稳定币成熟为互联网金融体系的基础要素，并得到旨在促进创新和保护利益相关者的强大监管框架的支持。
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