根据独立智库官方货币和金融机构论坛（OMFIF）最新的年度支付未来调查，尽管 CBDC 曾一度被认为是增强跨境支付的有前途的工具，但其受欢迎程度已急剧下降。 报告显示，2024 年只有 13%的受访者支持 CBDC 作为解决方案，低于 2023 年的 31%，而近一半（47%）的受访央行行长选择互联即时支付系统（如美国的 FedNow 服务）作为未来的首选途径。 相比之下，稳定币连续第二年获得零支持，反映出央行行长对其增强全球金融基础设施的能力缺乏信心。 CBDC 兴趣的下降恰逢国际清算银行（BIS）退出 mBridge 项目。尽管 BIS 否认有政治动机，但此举凸显了全球范围内围绕 CBDC 采用而产生的紧张局势。 此外，调查还强调了美元的持久主导地位，只有 11%的央行报告减少了美元使用量，这主要是由于地缘政治不确定性推动了对美元作为避风港的需求。 调查还强调了代理银行系统面临的挑战，该系统长期以来促进了国际结算，但由于复杂的 KYC 和反洗钱（AML）要求，越来越被视为过时且成本高昂。 ISO 20022 消息传递标准的延迟采用可能会加剧这种下降趋势，迫使各国央行探索代币化等替代方案。超过 40%的发达市场央行认为代币化是一项有前途的创新，并计划在未来三到五年内开始研究。

According to Decrypt, Shiba Inu (SHIB), the second-largest dog-themed cryptocurrency by market capitalization, experienced a significant price surge on Saturday, reaching an eight-month high. The Ethereum-based token spiked to $0.00002969 before slightly retreating to $0.00002897. Despite the slight decrease, SHIB remains up over 12% for the day. The last time Shiba Inu reached such a peak was on April 1. Among the top 50 cryptocurrencies by market cap, SHIB is the leading gainer, with Filecoin following with a 10% increase.While Shiba Inu leads the charge, other dog-themed meme coins have shown mixed performance. Bonk (BONK) and Dogwifhat (WIF) have each seen modest gains of approximately 1% over the past 24 hours. However, Floki (FLOKI), another Ethereum-based token, has risen by nearly 6% today. Dogecoin (DOGE), the most prominent meme coin, is approaching a one-week high with a current price above $0.43, marking a 3% increase for the day. Last Saturday, DOGE reached a three-year high of $0.475, and it has surged by 164% over the past month.

Bitwise CEO Hunter Horsley 于 X 发文表示：“我认为看跌 ETH 不会长久。这并不意味着你不能看涨其他 L1。我认为答案是两者兼而有之：L1 类别将大幅增长。一方之成功并不需要另一方的衰落。”

According to BlockBeats, data from Cryptorank reveals that Grayscale Trust Investment's cryptocurrency holdings experienced a significant market value increase of over 85% in the past month. This growth in Grayscale's portfolio was primarily driven by the performance of several key cryptocurrencies. Notably, Stellar (XLM) led the surge with an impressive rise of over 469% during the same period. Ripple (XRP) also contributed significantly, with its value increasing by more than 262%. Additionally, Decentraland (MANA) ranked third in terms of growth, with its price climbing over 105% in the last month. The remarkable performance of these cryptocurrencies has sparked discussions among analysts, who are increasingly anticipating the arrival of an 'altcoin season' by early 2025. This period is expected to see a surge in the value of alternative cryptocurrencies, with Ethereum (ETH) potentially reaching $4,000. Analysts suggest that this milestone could be achieved by January 20, 2025, coinciding with the anticipated inauguration of President Trump. The growing optimism around altcoins is fueled by the recent market trends and the potential for further gains in the cryptocurrency sector.

Solana's Spot Inflow/Outflow metrics indicate that SOL has seen significant outflows of $182.5 million from exchanges. source: https://ambcrypto.com/analyzing-if-solanas-position-is-really-under-threat-from-xrp/

Anthony Pompliano examines the risks of MicroStrategy’s Bitcoin strategy, emphasizing regulatory uncertainty and extreme scenarios. MicroStrategy’s use of convertible debt to purchase Bitcoin has garnered significant attention. Recently, Anthony Pompliano analyzed the company’s approach, highlighting its mathematical appeal while cautioning investors about potential risks. Insights into... source: https://coinscreed.com/anthony-pompliano-reveals-microstrategys-risk.html

Shiba Inu blasted to its highest price in months as Dogecoin showed more modest gains, while Base coin Brett hit an all-time high. source: https://decrypt.co/294165/dogecoin-price-climbs-shiba-inu-spikes

According to BlockBeats, the founder and CEO of Global Macro Investor recently stated that Bitcoin has entered the 'parabolic phase' of its current market cycle. The correlation between Bitcoin and the Global Macro Investor's total liquidity index suggests that Bitcoin's price could rise to a local high of over $110,000 by the end of January 2025. However, it is expected to fall below $70,000 in February 2025. This index provides an overview of the balance sheets of all major central banks. Despite this potential dip below $70,000, which is attributed to what Pal describes as a 'temporary liquidity peak,' the decline is expected to be short-lived. Liquidity is anticipated to continue rising until the third quarter of 2025. Other analysts predict that global liquidity will peak by the end of January 2026. Historical data indicates that Bitcoin could absorb up to 10% of the new money supply. With an expected $20 trillion increase in liquidity, this could attract $2 trillion in new investments into Bitcoin by 2025.

According to Odaily, Whale Alert has reported that a significant transaction involving XRP tokens occurred recently. At 8:08:11 AM UTC+8, a total of 5 billion XRP tokens were unlocked from unknown wallets. This transaction was executed in two separate transfers, with the total value of the tokens exceeding $970 million. The unlocking of such a large amount of XRP has drawn attention within the cryptocurrency community, as it could potentially impact the market dynamics of the digital asset. The identity of the wallets involved remains undisclosed, adding an element of mystery to the transaction. This event highlights the ongoing movements and activities within the cryptocurrency space, where large-scale transactions can occur without prior notice. The unlocking of XRP tokens is a significant event, given the substantial value associated with the transaction. Market participants and analysts are likely to monitor the situation closely to assess any potential effects on the XRP market. The cryptocurrency market is known for its volatility, and such large transactions can influence price movements and trading volumes. As the situation develops, further analysis may provide insights into the motivations behind the unlocking and its implications for the broader market.

Ripple 首席技术官 David Schwartz 最近加入了反对 Operation Chokepoint 2.0 的科技创始人名单，这是一项由美国政府发起的针对加密货币行业的去银行化行动。 Schwartz 表示，政府“沉迷于间接监管”，并列出了去银行化破坏法治的四个原因。 其认为，被去银行化的实体会更换服务提供商或将资金转移到地下，从而完全逃避监控和制裁控制。此外，去银行化破坏了正当程序、言论自由和反对非法搜查和扣押的权利。Schwartz 写道：“正是由于这些弊端，我们的政府才沉迷于间接监管。向别人施压来惩罚这些实体比指控其犯罪并给予正当程序更便宜、更容易，但政府不应该在没有给予正当程序的情况下惩罚他们。” 其补充道：“向银行施压，让他们切断不受欢迎的业务，比将这些业务定为非法业务更容易”，并敦促政府使用合法、公开透明的程序来监管企业。（Cointelegraph）

金色财经推出加密货币和区块链行业早报《金色早8点》第2525期，为您提供最新、最快的数字货币和区块链行业新闻。

DEXX 被盗事件已经过去15天，作为受害者和维权群群主，我梳理了事件的完整时间线及最新进展。

瑞波实验室（Ripple Labs）的RLUSD稳定币（一种与美元挂钩的超额抵押数字货币）即将获得纽约金融服务部（NYDFS）的批准。

看到一篇关于爱因斯坦如何招聘人才的帖子，觉得蛮有意思和启发的。

前段时间，美国参议员辛西娅·卢米斯(Cynthia Lummis)提出了一个有关比特币的法案名为《2024年比特币法案》，一石激起千层浪。

行情,加密市场,BTC,10万美元的比特币 无人可挡的FOMO 金色财经,“我可以计算天体的运动，但无法计算人类的疯狂。”

日本的金融监管机构FSA对五家针对日本居民的未注册加密货币交易所进行了打击。

技术,ETH,POW,为什么说以太坊可能会重回PoW时代？聊聊ZK硬件加速挖矿的新型PoW模式 金色财经,Web3行业发展太快了，每天都有新事物出现。

在本轮牛市中，公链 Solana 凭藉著交易速度快、gas 费低廉的优势，独揽迷因季热潮的决大部分流量，并且在 11 月 22 日 SOL 代币价格突破 260 美元，刷新历史新高。

平均空投 2915 HYPE，现价值近 20000 USDT。