美国正在开展一项旨在引入 CBDC 或中央银行数字货币的运动。作为白宫有史以来第一个综合框架的一部分，财政部现在建议创建国家稳定币或 CBDC。
为了对抗中国在 CBDC 上的进步，周二在美国众议院金融服务委员会的听证会上，五名小组成员投票赞成美国采用某种形式的国家数字货币。
CBDC 通常被定义为中央银行的数字责任，公众可以轻松访问。今天，美联储纸币是美国公众可以使用的唯一一种中央银行货币。
CBDC 通常在区块链网络上运行，但由发行国集中和监管，将使公众能够进行数字支付，类似于现有形式的真实现金。
周二的听证会由美国众议院国家安全、国际发展和货币政策小组委员会主持，题为“不为人知：替代支付系统及其增长对国家安全的影响”。
中国正在推进其数字人民币的发展。图片：FDI 中国CBDC——“一致的需求”
来自关岛的代表迈克尔圣尼古拉斯要求证人小组进行“记录在案”的投票，以确定美国政府需要开发数字货币的程度。
五位发言者都同意存在“一致的需求”。
该小组的一致投票并不能确保 CBDC 在美国的发展。虽然该决定只是为了澄清专家组的立场，但听证会及其主要调查结果表明，CBDC 很可能在不久的将来出现。
听证会是在拜登 3 月份的行政命令之后举行的，他在命令中不仅描述了政府对数字资产的战略，还要求众多政府机构就该方法提出政策建议。
CBDC 战争：中国会战胜美国吗？
在周二的听证会上，小组成员对中国作为美国经济竞争对手的金融存在不断增加所构成的威胁表示担忧。大西洋顾问非常驻高级研究员 Carla Norrlof 博士解释说，中国正在建立自己的中央银行数字货币以与美元竞争。
威尔逊中心的研究员 Scott Dueweke 指出，中国的 CBDC 是国家“收集有关人员的信息”努力的一部分。
在美国讨论形成自己的稳定币的前景时，中国在其 CBDC 实验中一直在取得进展。
据《南华早报》报道，中国人民银行将开始在另外四个中国地区测试其新的数字版人民币。
与此同时，拜登总统经常用一个词来定义他对美国的愿景：机遇。 “数字美元”可能看起来难以置信，但鉴于美国在技术方面的优势，它有能力扭转局面。
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